NAICS Code 522220 — Sales Financing

National Industry in the official 2022 North American Industry Classification System (U.S. Census Bureau). It is the only national industry under 52222 (Sales Financing).

Code	522220
Title	Sales Financing
Level	National Industry (6-digit)
Edition	NAICS 2022 edition
SBA size standard	$47 million in average annual receipts

Official definition (2022 NAICS)

This industry comprises establishments primarily engaged in sales financing or sales financing in combination with leasing. Sales financing establishments are primarily engaged in lending money for the purpose of providing collateralized goods through a contractual installment sales agreement, either directly from or through arrangements with dealers.

Cross-References.

Is a business under 522220 "small"?

Under the SBA size standards (13 CFR 121.201, effective March 17, 2023), a business classified in NAICS 522220 qualifies as a small business if it does not exceed $47 million in average annual receipts. Small-business status determines eligibility for federal set-aside contracts, SAM.gov certifications and SBA loan programs — receipts are averaged over the latest 5 fiscal years.

Where 522220 sits in the hierarchy

Level	Code	Title
Sector	52	Finance and Insurance
Subsector	522	Credit Intermediation and Related Activities
Industry Group	5222	Nondepository Credit Intermediation
NAICS Industry	52222	Sales Financing
National Industry	522220	Sales Financing

Related SIC codes

Via the official U.S. Census concordance (1987 SIC ↔ NAICS), shown only where the industry definition is unchanged in NAICS 2022.

SIC code	Title
6141	Personal Credit Institutions
6153	Short-Term Business Credit Institutions, Except Agricultural
6159	Miscellaneous business Credit Institutions

Data: official 2022 NAICS structure, descriptions and Census concordances, U.S. Census Bureau — U.S. government works in the public domain (17 U.S.C. §105). Suggested reference, not an official determination.