NAICS Code 522292 — Real Estate Credit

National Industry in the official 2022 North American Industry Classification System (U.S. Census Bureau). It is one of 3 national industries under 52229 (Other Nondepository Credit Intermediation).

Code	`522292`
Title	Real Estate Credit
Level	National Industry (6-digit)
Edition	NAICS 2022 edition
SBA size standard	$47 million in average annual receipts

Official definition (2022 NAICS)

This U.S. industry comprises establishments primarily engaged in lending funds with real estate as collateral.

Illustrative Examples:

Home equity credit lending

Mortgage companies

Reverse mortgage lending

Mortgage banking (i.e., nondepository mortgage lending)

Is a business under 522292 "small"?

Under the SBA size standards (13 CFR 121.201, effective March 17, 2023), a business classified in NAICS 522292 qualifies as a small business if it does not exceed $47 million in average annual receipts. Small-business status determines eligibility for federal set-aside contracts, SAM.gov certifications and SBA loan programs — receipts are averaged over the latest 5 fiscal years.

Where 522292 sits in the hierarchy

Level	Code	Title
Sector	`52`	Finance and Insurance
Subsector	`522`	Credit Intermediation and Related Activities
Industry Group	`5222`	Nondepository Credit Intermediation
NAICS Industry	`52229`	Other Nondepository Credit Intermediation
National Industry	`522292`	Real Estate Credit

Related SIC codes

Via the official U.S. Census concordance (1987 SIC ↔ NAICS), shown only where the industry definition is unchanged in NAICS 2022.

SIC code	Title
`6111`	Federal and Federally-Sponsored Credit Agencies
`6159`	Miscellaneous business Credit Institutions
`6162`	Mortgage Bankers and Loan Correspondents

Related National Industry codes

522291 — Consumer Lending
522299 — International, Secondary Market, and All Other Nondepository Credit Intermediation

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Data: official 2022 NAICS structure, descriptions and Census concordances, U.S. Census Bureau — U.S. government works in the public domain (17 U.S.C. §105). Suggested reference, not an official determination.