NAICS Code 524126 — Direct Property and Casualty Insurance Carriers

National Industry in the official 2022 North American Industry Classification System (U.S. Census Bureau). It is one of 3 national industries under 52412 (Direct Insurance (except Life, Health, and Medical) Carriers).

Code	524126
Title	Direct Property and Casualty Insurance Carriers
Level	National Industry (6-digit)
Edition	NAICS 2022 edition
SBA size standard	1,500 employees

Official definition (2022 NAICS)

This U.S. industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) insurance policies that protect policyholders against losses that may occur as a result of property damage or liability.

Illustrative Examples:

Automobile insurance carriers, direct

Malpractice insurance carriers, direct

Fidelity insurance carriers, direct

Mortgage guaranty insurance carriers, direct

Homeowners' insurance carriers, direct

Surety insurance carriers, direct

Liability insurance carriers, direct

Cross-References.

Is a business under 524126 "small"?

Under the SBA size standards (13 CFR 121.201, effective March 17, 2023), a business classified in NAICS 524126 qualifies as a small business if it does not exceed 1,500 employees. Small-business status determines eligibility for federal set-aside contracts, SAM.gov certifications and SBA loan programs — employee count is averaged over the latest 24 months.

Where 524126 sits in the hierarchy

Level	Code	Title
Sector	52	Finance and Insurance
Subsector	524	Insurance Carriers and Related Activities
Industry Group	5241	Insurance Carriers
NAICS Industry	52412	Direct Insurance (except Life, Health, and Medical) Carriers
National Industry	524126	Direct Property and Casualty Insurance Carriers

Related SIC codes

Via the official U.S. Census concordance (1987 SIC ↔ NAICS), shown only where the industry definition is unchanged in NAICS 2022.

SIC code	Title
6331	Fire, Marine, and Casualty Insurance
6351	Surety Insurance

Related National Industry codes

• 524127 — Direct Title Insurance Carriers
• 524128 — Other Direct Insurance (except Life, Health, and Medical) Carriers

Data: official 2022 NAICS structure, descriptions and Census concordances, U.S. Census Bureau — U.S. government works in the public domain (17 U.S.C. §105). Suggested reference, not an official determination.